Effective Date: August 27, 2026
Last Updated: August 27, 2026
These Terms of Use ("Terms") constitute a legally binding agreement between you ("you" or "User") and Powerhouse Capital Advisors LLC ("Powerhouse Capital Advisors," "Company," "we," "us," or "our") governing your access to and use of our web application and related services (collectively, the "Service"). By creating an account, accessing, or using the Service, you agree to be bound by these Terms. If you do not agree, you may not access or use the Service.
You must be at least 18 years old and capable of forming a binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements. The Service is not directed at, and is not intended for use by, individuals under 18.
The Service is a web-based application provided by Powerhouse Capital Advisors that allows registered users to [describe core functionality here, e.g., "manage financial planning workflows, store documents, and communicate with their advisor"]. We may modify, suspend, or discontinue any part of the Service at any time, with or without notice.
Important: If the Service provides investment advice, recommendations, performance data, testimonials, or similar content, additional disclosures required under the Investment Advisers Act of 1940, the SEC Marketing Rule (17 CFR 275.206(4)-1), and/or applicable state investment adviser regulations may be required. This template does not include those disclosures — please have securities counsel confirm what is required for your specific offering before publishing.
To access certain features, you must register for an account and provide accurate, current, and complete information. You are responsible for:
We reserve the right to suspend or terminate accounts that contain inaccurate information or that we reasonably believe have been compromised.
a. Subscription Terms. Certain features of the Service require a paid subscription. By subscribing, you authorize us (or our payment processor) to charge the applicable fees to your designated payment method on a recurring basis according to the billing cycle you select (e.g., monthly or annually).
b. Automatic Renewal. Unless you cancel prior to the end of your current billing cycle, your subscription will automatically renew, and you authorize us to charge the then-current fee to your payment method.
c. Cancellation. You may cancel your subscription at any time through your account settings or by contacting info@pwhsco.com. Cancellation will take effect at the end of the current billing period; you will retain access through that period.
d. Refunds. Except as required by law or as expressly stated at the time of purchase, fees are non-refundable.
e. Price Changes. We may change subscription fees upon reasonable notice. Changes will apply to billing cycles beginning after the notice period.
f. Failed Payments. If a payment fails, we may suspend or terminate your access to paid features until payment is resolved.
a. Ownership. You retain ownership of any content, files, data, or materials you submit, upload, or create through the Service ("User Content").
b. License to Us. You grant Powerhouse Capital Advisors a limited, non-exclusive, royalty-free, worldwide license to host, store, reproduce, and display your User Content solely as necessary to provide, maintain, and improve the Service.
c. Your Responsibility. You are solely responsible for your User Content and represent that you have all necessary rights to submit it and that it does not violate any law or third-party right.
d. Removal. We may remove or disable access to User Content that we reasonably believe violates these Terms or applicable law.
You agree not to:
We reserve the right to investigate and take appropriate action, including suspension or termination of your account, for violations of this section.
The Service, including its software, design, text, graphics, logos, and other content (excluding User Content), is owned by Powerhouse Capital Advisors or its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for its intended purpose, subject to these Terms. No other rights are granted.
The Service may integrate with or link to third-party services (including payment processors). We are not responsible for the content, accuracy, or practices of third-party services, and your use of them is subject to their own terms and policies.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
No Financial, Legal, or Tax Advice. Nothing in the Service constitutes personalized investment, financial, legal, or tax advice unless expressly identified as such and delivered pursuant to a separate written advisory agreement. Any general information, tools, or content provided through the Service is for informational purposes only. You should consult with a qualified professional before making financial, legal, or tax decisions.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL POWERHOUSE CAPITAL ADVISORS, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).
Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.
You agree to indemnify, defend, and hold harmless Powerhouse Capital Advisors and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your User Content, or your violation of these Terms.
We may suspend or terminate your access to the Service at any time, with or without cause or notice, including for violation of these Terms. You may terminate your account at any time by contacting info@pwhsco.com or through your account settings. Upon termination, your right to use the Service will immediately cease; provisions of these Terms that by their nature should survive termination (including Sections 5(a)-(c), 7, 9, 10, 11, and 14) will survive.
We may modify these Terms from time to time. We will post the revised Terms on this page and update the "Last Updated" date. Material changes will be communicated via email or in-app notice where practicable. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
a. Governing Law. These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles.
b. Venue. Subject to Section 14(c), you agree that any dispute arising out of or relating to these Terms or the Service shall be brought exclusively in the state or federal courts located in Texas, and you consent to the personal jurisdiction of such courts.
c. Informal Resolution. Before filing a claim, you agree to first contact us at info@pwhsco.com and attempt to resolve the dispute informally for at least thirty (30) days.
Optional: many SaaS agreements include a binding arbitration and class-action-waiver clause here. Whether to include one — and its exact terms — is a business/legal decision (arbitration provisions have specific enforceability requirements and consumer-notice rules in some states) and should be finalized with counsel before publication.
a. Entire Agreement. These Terms, together with our Privacy Policy and any other referenced policies, constitute the entire agreement between you and Powerhouse Capital Advisors regarding the Service.
b. Severability. If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
c. No Waiver. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
d. Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.
e. Force Majeure. We will not be liable for any failure or delay in performance resulting from causes beyond our reasonable control.
f. Notices. We may provide notices to you via email, in-app notification, or posting on the Service.
If you have questions about these Terms, please contact us at:
Powerhouse Capital Advisors LLC Email: info@pwhsco.com
This document is a general-purpose template and does not constitute legal advice. Because Powerhouse Capital Advisors provides financial/investment-related services, we strongly recommend review by securities/financial-services counsel before publishing — particularly Sections 2, 9, and 14 — to confirm compliance with the Investment Advisers Act, SEC Marketing Rule, and applicable state investment adviser regulations, and to finalize any arbitration/dispute-resolution terms.